How to Create a Free Payoneer Mastercard in Nepal: A Comprehensive Guide

In today’s globalized world, online transactions have become an integral part of our lives. For Nepali freelancers, entrepreneurs, and professionals engaging in international business, having a reliable and efficient payment gateway is crucial. Payoneer, a renowned financial services company, offers a convenient solution through its Mastercard service. In this comprehensive guide, we will walk you through the process of creating a free Payoneer Mastercard in Nepal, empowering you to effortlessly manage your cross-border transactions.

What is Payoneer?

Payoneer is a reputable financial platform that facilitates seamless cross-border payments and transactions. It provides users with the convenience of receiving funds from global clients and marketplaces directly into their Payoneer account. With the Payoneer Prepaid Mastercard, users can easily withdraw funds from ATMs, make online purchases, and conduct transactions worldwide.

Advantages of Payoneer for Nepali Users

Nepali freelancers, businesses, and professionals can benefit significantly from using Payoneer for their financial transactions:

  1. Global Reach: Payoneer allows Nepali users to receive payments from international clients and marketplaces with ease.
  2. Low Fees: Payoneer offers competitive fees compared to traditional banking systems, making it a cost-effective option for cross-border transactions.
  3. Currency Conversion: Payoneer automatically converts foreign currencies to the local currency (Nepalese Rupees) at competitive rates.
  4. Secure and Reliable: Payoneer employs advanced security measures, ensuring your financial information and transactions are protected.
  5. Accessibility: The Payoneer Mastercard can be used at millions of ATMs and POS terminals globally, providing quick access to your funds.

Step-by-Step Guide: How to Create a Free Payoneer Mastercard in Nepal

Follow these simple steps to obtain your free Payoneer Mastercard:

Step 1: Registration

  1. Go to the Payoneer website ( and click on the “Sign Up” button.
  2. Fill in your personal information, including name, email address, date of birth, and select “Nepal” as your country of residence.
  3. Enter accurate contact details and create a secure password for your Payoneer account.

Step 2: Account Verification

  1. Once you’ve completed the registration, Payoneer will review your application. If approved, you will receive an email notification with further instructions.
  2. To verify your account, provide the necessary identification documents, such as a valid government-issued photo ID (e.g., citizenship, passport) and a proof of address (e.g., utility bill, bank statement).

Step 3: Linking Your Bank Account

  1. After your account is verified, log in to your Payoneer account.
  2. Click on the “Settings” tab and select “Bank Accounts” from the drop-down menu.
  3. Add your local bank account details (bank name, branch, account number, and account type).

Step 4: Order Your Payoneer Mastercard

  1. Once your bank account is linked, navigate to the “Payoneer Cards” tab in your account dashboard.
  2. Click on the “Order a Card” button and enter your shipping address. The Payoneer Mastercard will be delivered to your doorstep.

Step 5: Activating Your Payoneer Mastercard

  1. Upon receiving your Payoneer Mastercard, log in to your Payoneer account and click on “Activate Card.”
  2. Follow the on-screen instructions and enter the card’s 16-digit number and CVV code for activation.

Congratulations! You now have your free Payoneer Mastercard, ready to be used for your international transactions.


Creating a free Payoneer Mastercard in Nepal is a straightforward process that opens doors to seamless cross-border transactions and international business opportunities. By following our comprehensive guide, you can harness the benefits of Payoneer’s secure and efficient payment gateway.

Remember to review Payoneer’s fee structure and stay informed about any updates or new features the platform may introduce. As a reliable financial companion, Payoneer empowers Nepali freelancers, entrepreneurs, and professionals to focus on their work while ensuring smooth and hassle-free global transactions. Embrace the convenience of Payoneer and take your business to new heights!

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